I love your program and try to implement it for my teenagers.
But i really do not understand why incomes are not considered in Budget. E.G. i pay for a dinner and get the money back later and book it in the same categorie as income. You told me earlier once i should use savings instead of budget for that, but savings have another logic and is not the way to go.
Generally i think the budget area need to be rethinked. Its the only part of the program where i find it very hard to do something useful. All the rest is just a dream.